Mortgage Solutions for Calgary Buyers and Home owners
Whether you’re buying a home, renewing your mortgage, refinancing, or self-employed and looking for financing, I make mortgages easier to understand with simple, straightforward guidance—no confusing jargons.
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Current Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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Apply NowMortgage Solutions Built Around You
I'm Shraddha Pathak, a Calgary mortgage agent with Dominion Lending Centres. I provide personalized mortgage guidance to homebuyers, homeowners, self-employed individuals and real estate investors throughout Calgary and Alberta.
Whether you're buying a home, renewing your mortgage, refinancing, consolidating debt or exploring mortgage options as a self-employed borrower, I take the time to understand your financial situation and help you explore solutions that fit your needs and long-term goals.
A mortgage is about more than finding a competitive rate. The right strategy should also consider your income, cash flow, debts, future plans, prepayment options and the flexibility you may need over the life of your mortgage.
Connect with me to discuss your mortgage goals and explore your options
Mortgage Solutions for Calgary Homeowners & Buyers
Home Purchase
Whether you're buying your first home or your next property, I'll help you understand your mortgage options and guide you through the financing process.
Mortgage Renewal
Your renewal is an opportunity to review your mortgage. Before accepting your current lender's offer, let's compare available options, features and terms.
Mortgage Refinance
Explore whether refinancing could help you access home equity, restructure your mortgage, improve cash flow or accomplish other financial goals.
Self-Employed Mortgages
If you're a business owner, incorporated professional or self-employed, I'll help you understand how lenders may assess your income and explore mortgage solutions that fit your situation.
Debt Consolidation
If you have sufficient home equity, refinancing may provide an opportunity to consolidate higher-interest debts into a more manageable financial structure.
Investment Properties
Whether you're purchasing another rental property or refinancing an existing investment, I'll help you explore financing options that support your real estate goals.
Get a Free 15-Minute Mortgage Second Opinion
Already have a mortgage renewal offer, a bank approval, or even a decline? Before you make a decision, let's take a second look.
I'll review your situation, explain the mortgage options that may be available, and help you understand your next steps.
No obligation. No pressure. Just a second opinion.
Mortgage Payment Calculator
Estimate your mortgage payment in seconds.
Mortgage Tips with Shraddha
Simple mortgage tips to help you make informed financing decisions.
What My Clients Say
★★★★★ 5.0 on Google
I had a great experience working with Shraddha Pathak for my mortgage. She was professional, knowledgeable, responsive, and made the entire process much easier to understand. Shraddha took the time to answer all my questions, explained my options clearly, and guided me through each step from start to finish.
I really appreciate her dedication and attention to detail. If you’re looking for a trustworthy and helpful mortgage broker, I would definitely recommend Shraddha Pathak!
Harmanpreet Kaur
Shraddha is one of the most honest and dedicated Mortgage Specialists I know. I had a great experience working with Shraddha. She was professional, knowledgeable, responsive, and extremely helpful throughout the entire process. She took the time to explain everything clearly, answered all of my questions, and made what could have been a stressful process feel smooth and straightforward. I really appreciated her patience, attention to detail, and genuine effort to find the right mortgage solution for us. She kept us informed at every step and was always available whenever I needed assistance. I would highly recommend Shraddha to anyone looking for a trustworthy and dedicated mortgage specialist. Thank you, Shraddha, for all your hard work and support!
Dj Vikk
Great experience with Shraddha ! Very professional, helpful, and responsive throughout the mortgage process. She explained everything clearly and made the process smooth and stress-free. Highly recommended!
L. S. Bora
I had a wonderful experience working with Shraddha Pathak as my mortgage broker. She was extremely professional, knowledgeable, and supportive throughout the entire process. She took the time to understand my situation, explained everything clearly, and always kept me informed at every step. I truly appreciated her dedication, responsiveness, and willingness to go the extra mile to make the process as smooth and stress-free as possible. I would highly recommend Shraddha to anyone looking for a reliable and trustworthy mortgage broker. Thank you, Shraddha, for all your help and support!
Sukhman Jhita
Highly recommended Shraddha Pathak. The best mortgage broker I know.
Riya Aneja
Videos
DLC - Tips for Paying Your Mortgage Faster
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
Dominion Lending Centres- Why use a Mortgage Professional?
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